The users that are very frequent in using electronic gadgets for banking purposes are most liable to get affected by the Mobile Banking Trojans.
The influence begins with overlaying of Trojan’s interface over Banking apps interface. When the user input their credentials to login into their account Trojan loots them and impersonates the user’s account.
So basically, The Mobile Banking Trojans cover themselves over the bank face and pretend to be the bank and then when the user gives something to whom they think is the bank they are actually giving it to the Trojans. And then the Trojans use the info to pretend and be the user.